# Open Portfolio — AI Agent Context File
# Auto-generated from lib/canonical-claims.ts. Do not edit by hand.
# Generated: 2026-04-26T00:00:00Z
# Last human-verified: 2026-04-26

## Identity
Open Portfolio: The Sovereign Ingestion & Inference Layer.
Secondary phrasing: The sovereign financial data layer.

## What We Are
Open Portfolio is the B2B developer and infrastructure gateway for the sovereign ingestion substrate that powers Pocket Portfolio. We provide a local-first import SDK plus stateless AI reasoning so platforms and operators can reason over broker data without warehousing PII. The same monorepo ships both surfaces; host-aware routing keeps the consumer wealth terminal (Pocket Portfolio) cleanly separated from this developer gateway.

## Open Portfolio Invariants (artifact-backed)
- Reference terminal scale signal: GA4 Monthly Active Users (28-day) 4,669 (TRAC-07, as of 2026-04-20).
- Verified delivery history (founder / institutional receipt): Whale Watch processed 4.7B data points and 775M kilometres of vessel activity.
- Enterprise portfolio-decision reference context: Built a digital portfolio platform supporting decision-making across £7B in energy assets.
- npm aggregate downloads (11 @pocket-portfolio/* packages, all-time): 9,389 (TRAC-01, as of 2026-04-20).

## Reference Case (Adversarial Test Harness)
Our sovereign substrate currently powers Pocket Portfolio — a consumer wealth terminal parsing live broker CSV and Excel files natively in-browser with zero server-side persistence. Every edge-case file format real retail users upload becomes a regression test that hardens the enterprise adapter floor.
- Pocket Portfolio (live consumer reference): https://www.pocketportfolio.app

## SDK
- Primary package: @pocket-portfolio/importer v1.1.0 (MIT)
- Broker adapter floor: 19+ broker CSV/Excel formats
- Repository: https://github.com/PocketPortfolio/Financialprofilenetwork
- Architecture overview: https://www.openportfolio.co.uk/architecture

## Canonical B2B Routes
- https://www.openportfolio.co.uk/architecture
- https://www.openportfolio.co.uk/designchallenge
- https://www.openportfolio.co.uk/tier1designpartner
- https://www.openportfolio.co.uk/board-of-investors
- https://www.openportfolio.co.uk/sovereign-ai-grant
- https://www.openportfolio.co.uk/learn/sovereign-stack
- https://www.openportfolio.co.uk/learn/sovereign-finance
- https://www.openportfolio.co.uk/learn/local-first
- https://www.openportfolio.co.uk/learn/vendor-lock-in
- https://www.openportfolio.co.uk/playbooks/sovereign-strike
- https://www.openportfolio.co.uk/openbrokercsv
- https://www.openportfolio.co.uk/static/csv-etoro-to-openbrokercsv
- https://www.openportfolio.co.uk/static/portfolio-tracker
- https://www.openportfolio.co.uk/static/why-we-are-fast
- https://www.openportfolio.co.uk/stack-reveal
- https://www.openportfolio.co.uk/press
- https://www.openportfolio.co.uk/press/abba-lawal
- https://www.openportfolio.co.uk/sponsor
- https://www.openportfolio.co.uk/learn
- https://www.openportfolio.co.uk/privacy
- https://www.openportfolio.co.uk/terms

## Substrate Packages (11 canonical npm packages)
- @pocket-portfolio/importer — Sovereign ingestion SDK: 19+ broker CSV/Excel adapters, local-first parsing, zero PII egress.
- @pocket-portfolio/fidelity-csv-export — Fidelity broker CSV export adapter — re-exports the core importer for discovery.
- @pocket-portfolio/coinbase-transaction-parser — Coinbase transaction-history parser — re-exports the core importer.
- @pocket-portfolio/etoro-history-importer — eToro account-history importer — re-exports the core importer.
- @pocket-portfolio/robinhood-csv-parser — Robinhood CSV parser — re-exports the core importer.
- @pocket-portfolio/trading212-to-json — Trading 212 CSV → JSON normalizer — re-exports the core importer.
- @pocket-portfolio/koinly-csv-parser — Koinly tax-export CSV parser — re-exports the core importer.
- @pocket-portfolio/turbotax-csv-parser — TurboTax 1099-format CSV parser — re-exports the core importer.
- @pocket-portfolio/ghostfolio-csv-parser — Ghostfolio CSV-format parser — re-exports the core importer.
- @pocket-portfolio/sharesight-csv-parser — Sharesight CSV-export parser — re-exports the core importer.
- @pocket-portfolio/universal-csv-importer — Universal broker-agnostic CSV importer — re-exports the core importer.

## Audit Posture
- Limited-Scope Processor (GDPR Art. 4(8); Art. 5(1)(c) minimisation by architecture)
- Stateless inference at /api/ai/chat (no per-user persistence; no chat-history warehousing)
- PPI-METER/1: roadmap vocabulary for usage attestation without identifier transfer — **not** asserted as in-repo or production metering.
- GDPR Art. 83(5) maximum administrative fine: €20M or 4% of worldwide annual turnover (REG-01, as of 2026-04-20)
- EU AI Act Art. 99 Tier 1 maximum fine: €35M or 7% of worldwide annual turnover (REG-03, as of 2026-04-20)
- IBM Cost-of-a-Data-Breach 2025 · Financial Services vertical: £4.45M (~$5.56M USD) (CODB-01, as of 2026-04-20)

## Sitemap
https://www.openportfolio.co.uk/sitemap.xml