Privacy Policy

1. Data Sovereignty

Pocket Portfolio is built on a local-first architecture. Your portfolio data is stored locally in your browser by default. We do not have access to your financial data unless you explicitly enable Sovereign Sync (Google Drive or OneDrive).

2. What We Collect

Free Tier: We collect minimal analytics (page views, feature usage) to improve the product. No personal financial data is transmitted to our servers.

Sovereign Sync (Premium): If you enable Google Drive or OneDrive sync, your portfolio replica is stored in your personal cloud account. We access it only for bidirectional synchronization. We do not store copies of that replica on our servers.

3. Third-Party Services

We use the following third-party services:

• Google: Optional Sign in with Google; optional Google Drive Sovereign Sync (user-owned folder)
• Microsoft: Optional Sign in with Microsoft; optional OneDrive Sovereign Sync (user-owned app folder)
• Stripe: Payment processing for premium features (payment data handled by Stripe)
• Vercel: Hosting infrastructure (static site generation, no data storage)
• Google Analytics: Anonymous usage statistics (can be disabled via browser settings)

4. Your Rights

Under GDPR and similar regulations, you have the right to:

• Access your data (export via JSON download)
• Delete your data (clear browser storage or disconnect Google Drive / OneDrive)
• Data portability (all data is in standard JSON format)
• Opt-out of analytics (disable via browser settings)

5. Contact

For privacy inquiries, contact: privacy@pocketportfolio.app